Your business deserves a CFO. Now it has one.
YourCFO brings the insight and strategic thinking of a Chief Financial Officer to businesses of any size. Just chat, connect your financial data, and get the clarity you need to make smarter decisions.
Pick a question and watch how that conversation actually goes.
ConnectedAll figures shown are illustrative examples used to demonstrate how Charlie analyzes your numbers. Your actual insights are based on the real financial data you connect or upload.
Connect your data from
You are not short on effort. You are short on someone who gets the money side.
A real CFO costs $3,000 to $12,000 a month, which is not a number a one-person business can look at twice. A spreadsheet sits there and waits for you to already know the answer. Your accountant is brilliant in March and unreachable in June. And a general AI chatbot will happily invent numbers about a business it has never seen.
YourCFO sits in the middle of all of that: the thinking of a CFO, the ease of a chat window, and a price a small business can actually pay.
Meet your new financial co-pilot
Running a business means wearing a dozen hats, and “financial strategist” is one of the hardest to wear well. YourCFO changes that. Instead of drowning in spreadsheets or guessing at what your numbers really mean, you get a conversational AI that talks you through your finances like a trusted advisor would.
Log in, and YourCFO greets you directly. It asks the right questions, guides you through connecting your data, and turns raw numbers into insights you can actually act on.
See how it works →Why business owners are switching to YourCFO
A conversation, not a spreadsheet
Forget clunky dashboards and confusing reports. YourCFO interacts with you in plain language, prompting you for exactly what it needs and explaining what it finds along the way.
Connect your data in seconds
Link your existing financial accounts or upload your own data. YourCFO handles the heavy lifting, organizing your information into a clear financial picture.
Insights that actually mean something
Go beyond raw numbers. YourCFO surfaces the trends, risks, and opportunities hiding in your finances, giving you the kind of perspective usually reserved for businesses with a finance team.
Built for every business
Whether you're running a small shop or scaling a growing company, YourCFO adapts to your business. No finance degree required.
A new way to manage money
YourCFO isn't just another tool. It's a fundamental shift in how business owners approach their finances, replacing guesswork with confidence.
How YourCFO compares
| YourCFO | Fractional CFO | Generic AI chatbot | Enterprise finance tools | |
|---|---|---|---|---|
| Built for solo owners | Yes | No, built for funded companies | Not really | No, built for finance teams |
| Uses your actual numbers | Yes | Yes, once briefed | No, works from averages | Yes, after heavy setup |
| Plain-English answers | Yes | Sometimes | Yes, but often wrong | Buried in dashboards |
| Time to first insight | Minutes | Weeks | Instant but shaky | Weeks to months |
| Shape your CFO's style | Yes, on Pro | No | No | No |
| Monthly cost | $29 to $49 | $3,000 to $12,000 | Varies | Enterprise pricing |
Built for solo owners
- YourCFO
- Yes
- Fractional CFO
- No, built for funded companies
- Generic AI chatbot
- Not really
- Enterprise finance tools
- No, built for finance teams
Uses your actual numbers
- YourCFO
- Yes
- Fractional CFO
- Yes, once briefed
- Generic AI chatbot
- No, works from averages
- Enterprise finance tools
- Yes, after heavy setup
Plain-English answers
- YourCFO
- Yes
- Fractional CFO
- Sometimes
- Generic AI chatbot
- Yes, but often wrong
- Enterprise finance tools
- Buried in dashboards
Time to first insight
- YourCFO
- Minutes
- Fractional CFO
- Weeks
- Generic AI chatbot
- Instant but shaky
- Enterprise finance tools
- Weeks to months
Shape your CFO's style
- YourCFO
- Yes, on Pro
- Fractional CFO
- No
- Generic AI chatbot
- No
- Enterprise finance tools
- No
Monthly cost
- YourCFO
- $29 to $49
- Fractional CFO
- $3,000 to $12,000
- Generic AI chatbot
- Varies
- Enterprise finance tools
- Enterprise pricing
The big platforms are built for enterprise finance departments, and they are priced for them. We build for you.
How it works
- Step 1
Sign up and log in
Create your account and step into your personalized chat interface.
- Step 2
Talk it through
YourCFO asks about your business and what you're looking to understand.
- Step 3
Connect or upload your data
Link your financial accounts or upload your files directly.
- Step 4
Get your insights
Receive clear, actionable financial views tailored to your business.
Two plans. Both cost less than a dollar a day.
A fractional CFO costs $3,000–$12,000 a month. Pick the plan that fits your business, and change or cancel it whenever you like.
Compare the plans in full →Basic
$29/month
Everything a solo owner needs to run smarter.
- Full AI CFO chat, day or night
- Connect QuickBooks or upload your own data
- Cash flow, profit, pricing, and job analysis
- Plain-English answers and follow-up questions
- Generous monthly usage
- Your data encrypted and private
Pro
Most popular$49/month
For owners who want a CFO that fits them exactly.
- Everything in Basic
- Much more monthly usage
- Customize your CFO's personality and tone
- Set its approach to risk, finance, and growth
- Deeper, more tailored guidance
What this sounds like in practice
“I stopped dreading my numbers. I just ask, and I understand the answer. It is like having a finance partner who never sleeps.”
“It caught a cash crunch six weeks before it would have hit me. That one conversation paid for a year of the subscription.”
“I was underpricing every job and had no idea. It showed me the margin-versus-markup trap in about two minutes.”
“Cheaper than my phone bill, and sharper than the accountant I see once a year.”
Illustrative examples of the conversations YourCFO is built for, not statements from named customers.
The questions everyone asks first
Read all the answers →Is this a replacement for my accountant?
No, and we will not pretend otherwise. Your accountant files your taxes and closes your books. YourCFO helps you understand your numbers day to day and make smarter money decisions in between — the job a CFO does, not the job a CPA does. Most owners need both.
How is this different from just asking ChatGPT?
A general chatbot has no idea what your business earns or spends, so it answers from internet averages and sounds just as sure when it is wrong. YourCFO reads the numbers you connect and does the math on your actual business. When it does not have the data to answer, it says so and asks for what it needs instead of inventing a figure.
Do I need to connect my bank or QuickBooks?
It helps, but it is not required. You can connect QuickBooks, upload a file such as a bank export or a spreadsheet, or simply type your numbers into the chat. Even a bank balance and a rough revenue figure is enough for a useful first conversation. The more you share, the sharper the answers get.
Is my financial data safe?
Your data is encrypted in transit and at rest, it is never sold, and it is used to answer your questions rather than to train a public model. You choose what to connect, you can disconnect at any time, and you can ask us to delete your account and its data.
What is the difference between Basic and Pro?
Basic gives you the full CFO chat and analysis. Pro adds much more monthly usage, plus the ability to shape how your CFO talks to you, how cautious or bold it is, and how it frames its advice. You can start on Basic and move up whenever you want more.
Your business. Your CFO. Your move.
Every business deserves access to sharp financial thinking, not just the ones that can afford a full-time CFO. YourCFO puts that power in your hands, one conversation at a time.